How Much For My Down Payment?
Down payments for homes can range from 5 to 20 percent of the purchase price, depending on the type of product you are eligible for.
If a low credit score is making it hard for you to get a loan, take action to improve your situation. Your agent will provide advice, and you can also check out the tips on improving your credit score on MyFico.com.
Several websites can help you check your credit score. Visit annualcreditreport.com for a free annual credit report from each of the major reporting agencies. For just your FICO score, which is most often used by lenders to gauge your risk level, you can visit MyFico.com.
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Local Expert Updates
Greg Sheeler
Cell: 712.330.1573
Aaron Jones
Cell: 712.320.9442
Janie Eick
Cell: 712.339.0574Community Updates
Salon M Spa
Salon M Spa is an Aveda concept salon in Spencer. Located in the Southpark Mall, this upscale salon is sure to exceed your expectations. Salon M Spa's services include hair cuts, colors, highlights, updo's, and even extensions. They also offer waxing, manicures, pedicures, and spray tanning. As an Aveda salon, their mission is to be environmental leaders, by creating environmentally friendly products, and be environmentally conscious in the beauty world. Another cool thing about this salon, is that they are 99.9% paperless, which means you'll be handed an iPad, instead of a book or magazine. You can even bring your own ear buds to watch Netflix while you're getting your services done.
Taco House
A home town favorite! The Taco House is a hidden gem in the Great Lakes area. If your looking for delicious Mexican food give this a try. Taco House is not open during the winter months but you are able to put in a freezer order before they close to satisfy your craving on those cold days. Whatever you decide to order don't forget the Taco House hot sauce, you won't be disappointed.
The Last Touch / Benjamin Moore Paint Store
If you're looking for great interior or exterior paint check out The Last Touch Benjamin Moore Paint Store at 2230 33rd Street, Suite 1, in Spirit Lake. They have a great selection of authentic colors and have been ranked highest in interior paint by JD Power and Associates for several years running. The staff is extremely knowledgeable and always ready to help whether it's with a free estimate or a color consultation. They also offer cleaning services for new construction, remodels, top-down or general cleaning plus janitorial services. You can reach them at 712-336-4475 or visit their website at www.lasttouchllc.com. When you're ready for your next project give The Last Touch a try! You won't be disappointed!