How Much For My Down Payment?
Down payments for homes can range from 5 to 20 percent of the purchase price, depending on the type of product you are eligible for.
If a low credit score is making it hard for you to get a loan, take action to improve your situation. Your agent will provide advice, and you can also check out the tips on improving your credit score on MyFico.com.
Several websites can help you check your credit score. Visit annualcreditreport.com for a free annual credit report from each of the major reporting agencies. For just your FICO score, which is most often used by lenders to gauge your risk level, you can visit MyFico.com.
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Local Expert Updates
Matt Lippon
Cell: 712.330.0604
Aaron Jones
Cell: 712.320.9442
Janie Eick
Cell: 712.339.0574Community Updates
Consumers Lumber Company
Consumers Lumber Company is the only locally owned and operated building center in the area. They have been proudly serving the best builders and homeowners with the best materials and services since 1906.
They have locations in Spirit Lake and Spencer Iowa with a complete line of building materials and builder’s hardware. They also have full showrooms of millwork, stone, decking and cabinetry.
Dollars spent with Consumers Lumber stay in Dickinson and Clay counties. They support all the area schools and youth organizations along with several other community charities. Consumers Lumber Company is also very proud of the fact that their 15 employees have over 200 years of combined service to our company and that they all live, shop and play here.
They offer timely and accurate project bids and drawings to better serve the areas builders and homeowners. They also provide free and fast delivery to the four county area.
Urban Alley
Urban Alley
321 Hwy 71 S
Arnolds Park, IA 51331
Urban Alley, with a great location just a short block away from the entrance to the Amusement Park area, offers repurposed home décor, vintage goods, handmade rag rugs, soy candles and more.
Follow Urban Alley on Facebook to see what they have for sale.
Tweeter's
Tweeter's Bar & Grill a great casual restaurant in Okoboji, no matter what you're craving. Their extensive menu makes it easy for large groups to gather, and appeal to all tastes. Tweeter's offers catering, daily specials, and nightly features. Since they're open year round, Tweeter's is a favorite among locals, and tourists alike.