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Down payments for homes can range from 5 to 20 percent of the purchase price, depending on the type of product you are eligible for.

 

If a low credit score is making it hard for you to get a loan, take action to improve your situation. Your agent will provide advice, and you can also check out the tips on improving your credit score on MyFico.com.

 

Several websites can help you check your credit score. Visit annualcreditreport.com for a free annual credit report from each of the major reporting agencies. For just your FICO score, which is most often used by lenders to gauge your risk level, you can visit MyFico.com.

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