Title insurance is a policy that protects against financial loss stemming from problems found in a property's title, or legal ownership.
However, Iowa is the only state that does not allow private companies to sell title insurance. The state has a public title guarantee program. In Iowa, the property abstract is updated and then an attorney's title opinion (title guarantee commitment) is prepared. The program is laid out like this. (From the Iowa Finance Authority) The Iowa Legislature created Title Guaranty to provide guarantees of Iowa real property titles, facilitate mortgage lenders’ participation in the secondary market and to help assure the integrity of Iowa’s land-title system. As a division of the Iowa Finance Authority, Title Guaranty is totally self-supporting. All revenue in excess of operation expenses goes toward home ownership programs for first-time homebuyers. Title Guaranty’s profits are re-invested in the state of Iowa. Title Guaranty offers Commitments, Certificates, and Endorsements that provide low cost title protection for real estate located in Iowa. Title Guaranty issues coverage based on an abstract and attorney title opinion. Once a participating abstractor prepares an abstract, a participating attorney reviews and then issues a title opinion or Title Guaranty Commitment. All Title Guaranty Commitments, Certificates and Endorsements are issued using the industry standard ALTA forms. For a residential transaction, coverage up to $500,000 is just $110 and an additional $1 per thousand over $500,000. Most common endorsements are offered at no charge. For a non-purchase residential transaction such as a refinance or second mortgage, the premium is just $90 for coverage up to $500,000. As of April 1, 2007, Title Guaranty provides FREE Owner’s Coverage when issued in conjunction with Lender’s Coverage. For more information on rates, click onForms and Documents. Once the transaction is complete and new mortgage documents are recorded, the abstract is updated. Then, either the participant or Title Guaranty will issue the Certificate.
Re*be is one of Iowa's finest varicose vein centers dedicated to addressing the health and cosmetic concerns of men and women using the latest and most-advanced medical treatments for various body conditions.
Re*be surgeons are highly experienced with specialized training in vein diagnosis and treatment. Dr. Ronald Kolegraff M.D., A.C.P., A.S.G.S. is a Board Certified General Surgeon and Board Certified Phlebologist.
The clinic provides friendly service in a patient-centered environment to ensure an experience that exceeds your expectations of personal care.
Rebe provides complimentary cosmetic consultation or complimentary vein screening.
If you're looking for a welcoming church to be a part of, Good News is it! As a member of this church, I have first hand experience of their warm inviting nature. This growing church is full of younger families, as well as community members from every stage in life. Their contemporary nature is what really drew my family into this church. They have great music, that you can't help but sing along, and get lost within the message.
Remington's in Okoboji has great appetizers, salads, sandwiches, steak and much more. Remington's also has daily lunch and dinner specials. Happy Hour Mon - Fri 4pm - 6pm with free popcorn. Saturday is "Game Day" 11am - 4pm with drink and appetizer specials. Lunch and dinner reservations are taken, along with large group reservations with seating up to 150 people. Remington's offers a semi-private dining room that seats 50 people.
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SellBoji.com and RE/MAX Lakes Realty provides these covenants/bylaws/horizontal propoerty regime declarations as a convenience, and in no way guarantees the accuracy of these documents, and in no way represents that these documents are up to date and/or legally binding. It is the responsibility of any potential buyer, seller, investor, and/or real estate agent to contact any association contact and/or the Dickinson County recorder's office in order to satisfy themselves as to the very latest available documents.
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